- HMO Plans
Our traditional Health Maintenance Organization (HMO) offers comprehensive health care to its members. Preventive and wellness services are emphasized. Each plan gives its members high quality care with an emphasis on prevention, while helping employers contain costs. Our Marketing Department will work with employers and agents to design a benefit plan that best meets their needs.
- Select POS Plans
Employers and Agents who are looking for cost effective coverage with greater flexibility than our traditional Total Health Care plan, should consider Total Health Care Select. Select is a Point of Service Plan (POS) that combines the comprehensive benefits of our HMO plan with the flexibility of a POS plan. The plan eliminates the need for referrals and allows members to choose a provider at the time of service. Select members can seek medical treatment from within the Total Health Care network at a lower cost. The Cofinity / First Health and Out-of-Network options allow members the ability to see any provider, but at a greater out of pocket cost.