Total Health Care

QHP Rate Increases

Issuers offering Qualified Health Plans through the Affordable Care Act must show the yearly rate increases of the plans according to the Regulatory Standard listed below.

§156.210   QHP rate and benefit information.

(a) General rate requirement. A QHP issuer must set rates for an entire benefit year, or for the SHOP, plan year.

(b) Rate and benefit submission. A QHP issuer must submit rate and benefit information to the Exchange.

(c) Rate justification. A QHP issuer must submit to the Exchange a justification for a rate increase prior to the implementation of the increase. A QHP issuer must prominently post the justification on its Web site.


2018 QHP rates were increased significantly for the Individual Market plans due to the loss in funding of the cost sharing reduction payment through the Federal Government.


Please click here for 2018 rate increase


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