Benefit Plan Descriptions
To generate a quote we will need a current group census and the primary SIC for the covered population.
Employers & Agents
PPN Plans
Employer Groups looking for lower out-of-pocket cost, cost effective premiums and still offers flexibility, now has the option in using a specialized point-of-service plan. PPN (Physician Preferred Network) is a high performance physician network composed of specialty physicians that offer members the choice of physicians who practice more efficiently and provides a higher-quality of care. The plan eliminates the need for referrals and allows the member to seek medical treatment within the Total Health Care Network, PPOM (Cofinity) and Out-of-Network.
Are You A Small Group Or Large Group?
Small Groups
50 or fewer contracts. Total Health Care USA has pre-packaged and priced benefit plans form commercial groups with anticipated enrollment of 50 or fewer contracts.
Large Groups
50 or more contracts. Commercial groups with anticipated enrollment of 50 or more contracts may select one of the pre-packaged plans, or reconfigure a benefit option to create an “employer specific” plan. One of our Account Executives will consult with the employer or agent-of-record, to tailor a benefit plan that complies with Michigan’s Office of Financial and Insurance Services regulations, and is within the administrative capabilities of Total Health Care.
